Zero Down Loans for Our High Profile Clients

If you are like most stock market investors in the recent years, your portfolio has seen better days. Instead of liquidating those investments at a loss to get the money for a down payment on your new home, keep your money where it is. We’ve developed these zero programs for you.

• 107% Loan to Value to $650,000 - This program allows you to finance 100% of the sales price plus allows you to finance your closing costs which are generally close to 3% in most areas. The remaining 4% can go towards paying off debt or making repairs to the property. First time homebuyers are limited to 103%. Loan amounts go as high as $650,000
• 100% Loans to $4 Million - These loans will finance the full sales price. Closing costs cannot be financed however most programs allow the seller to pay your closing costs.
• 100% Loans with Damaged Credit - We call this our "Deal Saver" program. If you have less than perfect credit we can still finance your loan up to $1.125 Million. These loans will focus more on your job strength and previous mortgage or rent verification. Your credit score has a lot to do with what kind of interest rate you will receive. These loans are to get you into the property and then you will look to refinance after your credit improves. We can do this on an investment properties as well up to 4 units
• 100% "Stated" Income Loans - These loans are for the people that write off most of your income. Typically it is for self-employed but W2 employees also have access to this loan. Typically these loans can go up to $1.125 Million.

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